Federal Employee Guidance

Specialized advice for federal employees.

Federal benefits — TSP, FERS, FEHB, and FEGL — are some of the most valuable in the country, and also some of the most complex. We help federal employees make decisions that maximize what these benefits can deliver in retirement.

TSP fund guidance (G, F, C, S, I & L)

We review your TSP allocation choices by reviewing your retirement timeline and risk tolerance.

FERS, Military buy back & Social Security coordination

We model how your FERS, Social Security, and TSP work together — including the survivor benefits.

FEHB & FEGLI review

Health and life coverage decisions made at retirement can be intimidating. We help you weigh the trade-offs before you retire.

Rollover strategies & Roth conversions

When (and whether) to roll your TSP to an IRA, and when to convert to Roth.

Who we work with.

Whether you're five years from retirement or already drawing benefits, we'll model the choices in front of you and help you act with confidence.

  • Active federal employees planning for retirement
  • Postal Service employees navigating FERS
  • Military, VA and federal civilian dual-status retirees
  • Recently retired federal employees with TSP balances
  • Survivors evaluating federal benefit options

Lally Wealth Management is not affiliated with, endorsed by, or sponsored by the U.S. Government, OPM, the TSP, or any federal agency.

Make your federal benefits work harder.

A 30-minute conversation can clarify decisions you may have been carrying for years.

Lally Wealth Management

Lally Wealth Management offers fiduciary advice for individuals, families and business owners — guiding every decision toward a confident financial future.

Office

70 Romano Vineyard Way
Suite 152
North Kingstown, RI 02852

401-398-7171

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Lally Wealth Management will maintain all applicable registrations and licenses as required by the various states in which it conducts business. The material on this website has been distributed for informational purposes only and is not a solicitation to purchase or sell any security or offer of investment advice. Information herein has been obtained from sources believed to be reliable but is not guaranteed. Past performance is not a guarantee or a reliable indicator of future results. Investing in the markets is subject to certain risks including market, interest rate, issuer, credit and inflation risk; investments may be worth more or less than the original cost when redeemed.

Insurance Services are offered in RI, MA, ME, NH, CT, NJ, PA, DE, VA, MD, NC, SC, GA, FL, CO, NV, AZ, CA. Additional state licenses are maintained as required.

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